:root {
  --bg: #f5f8ff;
  --surface: #ffffff;
  --surface-2: #eef3ff;
  --text: #14213d;
  --muted: #4f5d75;
  --primary: #1d4ed8;
  --primary-2: #1e40af;
  --accent: #f59e0b;
  --success: #16a34a;
  --danger: #dc2626;
  --radius: 14px;
  --shadow: 0 10px 25px rgba(20, 33, 61, 0.08);
  --shadow-soft: 0 6px 14px rgba(20, 33, 61, 0.06);
  --max: 1160px;
  --space: 1rem;
  --font: "Inter", "Segoe UI", Roboto, Arial, sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}
img { max-width: 100%; height: auto; display: block; border-radius: var(--radius); }
a { color: var(--primary); text-decoration: none; }
a:hover { text-decoration: underline; }
.container { width: min(100% - 2rem, var(--max)); margin-inline: auto; }
.skip-link {
  position: absolute; left: -9999px; top: auto;
}
.skip-link:focus {
  left: 1rem; top: 1rem; background: #000; color: #fff; padding: .6rem 1rem; z-index: 9999;
}
.site-header {
  position: sticky; top: 0; z-index: 1000;
  background: rgba(255,255,255,.94);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid #dde5ff;
}
.nav-wrap { display: flex; align-items: center; justify-content: space-between; gap: 1rem; min-height: 76px; }
.brand { display: flex; align-items: center; gap: .6rem; color: var(--text); font-weight: 800; font-size: .88rem; }
.brand-mark {
  width: 32px; height: 32px; border-radius: 999px; display: grid; place-items: center;
  background: linear-gradient(120deg, var(--primary), var(--primary-2)); color: #fff; font-size: .9rem;
}
.site-nav { display: none; }
.site-nav a { font-weight: 600; color: var(--text); }
.site-nav .btn { color: #fff; }
.menu-toggle {
  display: inline-flex; flex-direction: column; gap: 4px; border: 0; background: transparent; cursor: pointer;
}
.menu-toggle span { width: 24px; height: 2px; background: var(--text); border-radius: 2px; }
.site-nav.open {
  display: flex; position: absolute; top: 76px; left: 0; right: 0;
  background: #fff; padding: 1rem; flex-direction: column; border-bottom: 1px solid #e3e9ff; box-shadow: var(--shadow-soft);
}
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .5rem;
  background: linear-gradient(120deg, var(--primary), var(--primary-2)); color: #fff; border: 0;
  padding: .78rem 1.1rem; border-radius: 12px; font-weight: 700; box-shadow: var(--shadow-soft); transition: .25s ease;
}
.btn:hover { transform: translateY(-2px); text-decoration: none; }
.btn-outline {
  background: transparent; color: var(--primary); border: 1px solid #b8c8ff;
}
.btn-sm { padding: .6rem .8rem; font-size: .92rem; }
.hero { padding: 4.5rem 0 2.8rem; }
.hero-grid { display: grid; gap: 1.4rem; }
.eyebrow { font-weight: 700; color: var(--primary-2); letter-spacing: .2px; }
h1 { font-size: clamp(1.7rem, 2.7vw, 2.6rem); line-height: 1.2; margin: .4rem 0 .8rem; }
.hero-sub { font-size: 1.08rem; color: var(--muted); }
.hero-actions { display: flex; flex-wrap: wrap; gap: .8rem; margin-top: 1.1rem; }
.trust-points { display: flex; flex-wrap: wrap; gap: .8rem; padding: 0; list-style: none; margin: 1rem 0 0; }
.trust-points li { background: #eef4ff; border: 1px solid #dbe6ff; padding: .45rem .7rem; border-radius: 999px; font-size: .92rem; }
.section { padding: 3rem 0; }
.alt { background: var(--surface-2); }
.section-title { font-size: clamp(1.4rem, 2vw, 2rem); margin: 0 0 1.1rem; }
.cards { display: grid; gap: 1rem; }
.grid-3 { grid-template-columns: 1fr; }
.grid-4 { grid-template-columns: 1fr; }
.card {
  background: var(--surface); border: 1px solid #dce5ff; border-radius: var(--radius); padding: 1.1rem;
  box-shadow: var(--shadow-soft);
}
.icon { font-size: 1.4rem; margin-bottom: .5rem; }
.two-col { display: grid; gap: 1rem; }
.list-check { margin: 0; padding-left: 1.2rem; }
.steps { margin: 0; padding-left: 1.2rem; display: grid; gap: .7rem; }
.contact-box { background: #fff; border: 1px solid #dce5ff; padding: 1.1rem; border-radius: var(--radius); box-shadow: var(--shadow-soft); }
.faq-item { border: 1px solid #d6e0ff; border-radius: 12px; overflow: hidden; background: #fff; }
.faq-question {
  width: 100%; text-align: left; padding: 1rem; border: 0; background: #fff; font-weight: 700; cursor: pointer;
}
.faq-answer { max-height: 0; overflow: hidden; transition: max-height .25s ease; padding: 0 1rem; }
.faq-item.open .faq-answer { max-height: 220px; padding-bottom: 1rem; }
.cta-final { background: linear-gradient(120deg, #0f2f85, #1d4ed8); color: #fff; }
.cta-final .btn-outline { color: #fff; border-color: rgba(255,255,255,.45); }
.site-footer { background: #0d1b3a; color: #dbe5ff; padding-top: 2rem; }
.site-footer a { color: #dbe5ff; }
.footer-grid { display: grid; gap: 1rem; }
.footer-grid ul { margin: 0; padding-left: 1rem; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.16); margin-top: 1rem; padding: .9rem 0; font-size: .95rem; }
.whatsapp-float {
  position: fixed; right: 18px; bottom: 18px; width: 52px; height: 52px; border-radius: 999px;
  display: grid; place-items: center; background: #25D366; color: #fff; font-size: 1.4rem; box-shadow: var(--shadow);
}
.back-to-top {
  position: fixed; right: 18px; bottom: 82px; width: 42px; height: 42px; border: 0; border-radius: 999px;
  background: var(--primary-2); color: #fff; cursor: pointer; opacity: 0; pointer-events: none; transition: .2s;
}
.back-to-top.show { opacity: 1; pointer-events: auto; }
.page-header { padding: 4.2rem 0 1.4rem; }
.page-card { background: #fff; border: 1px solid #dbe5ff; border-radius: var(--radius); padding: 1.2rem; box-shadow: var(--shadow-soft); }
.legal { max-width: 860px; }
.legal h2 { margin-top: 1.6rem; }
.form-grid { display: grid; gap: .9rem; }
label { font-weight: 600; display: block; margin-bottom: .35rem; }
input, textarea, select {
  width: 100%; padding: .75rem .8rem; border: 1px solid #cbd8ff; border-radius: 10px; font: inherit;
}
textarea { min-height: 140px; resize: vertical; }
input:focus, textarea:focus, select:focus, button:focus, a:focus {
  outline: 3px solid #93c5fd; outline-offset: 2px;
}
.error { color: var(--danger); font-size: .9rem; margin-top: .3rem; }
.form-message { margin-top: .9rem; padding: .8rem; border-radius: 10px; display: none; }
.form-message.info { display: block; background: #eff6ff; border: 1px solid #bfdbfe; color: #1e3a8a; }
@media (min-width: 860px) {
  .menu-toggle { display: none; }
  .site-nav { display: flex; align-items: center; gap: 1rem; position: static; }
  .hero-grid { grid-template-columns: 1.2fr .8fr; align-items: center; }
  .grid-3 { grid-template-columns: repeat(3,1fr); }
  .grid-4 { grid-template-columns: repeat(4,1fr); }
  .two-col { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 2fr 1fr 1.2fr 1fr; }
}
.reveal { opacity: 0; transform: translateY(18px); transition: .5s ease; }
.reveal.show { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { animation: none !important; transition: none !important; }
  .reveal { opacity: 1; transform: none; }
}